Group Term Life VIP is a term life, accidental death and dismemberment (AD&D) insurance plan available to corporate groups offering coverage for one year renewable.
The plan provides insureds with comprehensive coverage to help them prepare for whatever life may bring, and financially protect their family in the event something should happen.


Natural death benefit: one-time payment to the designated beneficiary.

Accidental death and dismemberment (AD&D): 100% coverage for accidental death and from 50% to 100% for dismemberment, as the case may be

Accidental death

Loss of life100%*

Accidental dismemberment (with or without attachment)

Loss of the entire sight of both eyes100%*
Loss of both hands100%*
Loss of both feet100%*
Loss of one hand and one foot100%*
Loss of one hand and the entire sight of one eye100%*
Loss of one foot and the entire sight of one eye100%*
Loss of the entire sight of one eye50%*
Loss of one hand or one foot50%*

* Percentage of the amount of the natural death or dismemberment benefit.

Accelerated benefit option: advance payment of 80% of the death benefit in case of terminal illness with a life expectancy of 12 months or less

Group Term Life VIP comes with our exclusive VIP Service® that is always available when you need it most.


Group Term Life VIP is available to the employees of the corporate group and their dependents, as long as they meet the following requirements:

Be an active full-time employee (20 hours a week)

Be part of the company’s payroll

Be between 25 and 65 years old. Coverage is available for dependents up to 24 years old, as long as they live at the same address of the employee

The maximum age for the renewal of the term life policy is 74 years old.