Term Life VIP is a term life insurance plan that provides insureds with comprehensive coverage to help them prepare for whatever life may bring, and financially protect their family in the event something should happen.


With a wide range of coverage options to choose from, Term Life VIP has an option to suit the needs of each family.

Term Life VIP comes with our exclusive VIP Service® that is always available to you and your loved ones when you need it most


Term Life VIP is available to the policyholder and his/her spouse or domestic partner, who meet the following requirements:

Be between 25 and 65 years old

Have an active, eligible health insurance policy issued by VIP Universal Medical Insurance Group. For new insureds, both policies must be purchased simultaneously

Some applicants, depending on their age and/or the coverage requested, must submit the medical exams required by the VUMI® at the time of application.

The maximum age for the renewal of the term life policy is 74 years old.